$0 Upfront Deposit

To be eligible, customers must (i) qualify for the Victorian Government’s First Home Owner Grant (FHOG); (ii) have a 5% deposit funded through the FHOG and Start Point Homes (which can then be applied to land and build contract deposits, government charges and lending costs); (iii) meet Victorian State Revenue Office eligibility criteria for no stamp duty to be payable on contracts under $600,000; and (iv) qualify for an approved lender’s home loan. Lender’s mortgage insurance will not apply as it does not form part of an approved lender’s criteria. Eligible customers are not required to make any loan repayments until building contract completion. Lender’s criteria, costs, fees, terms conditions and approval conditions apply. Offer is available on Start Point Homes house and land packages in select estates only. In Victoria, credit assistance is arranged through and provided by credit representatives of Finsure Finance & Insurance Pty Ltd (ABN 72 068 153 926, Australian Credit Licence 384704). Start Point Homes is exempt from the requirement to hold an Australian Credit Licence. Start Point Homes may vary this offer at any time & does not supply credit services, finance or land. Start Point Homes is a trading name of Simonds IP Pty Ltd ABN 56 144 839 805. Start Point Homes are built by Simonds Homes Victoria Pty Ltd ABN 35 050 197 610 CDB-U 49491.

Win Your Rent Paid for One Year January 2020 T&Cs

  1. The name of this competition is the “Win Your Rent for 1 Year” promotion (“Competition”).
  2. The one drawn and verified winner will win a prize of “1 years rent” or $23,400 (twenty thousand dollars) AUD, which is based on the house rent of $450 per week, as long as they meet all criteria of these terms and conditions. The prize is non-transferrable and cannot be substituted for any other item or method of payment.
  3. One winner will be selected at random from an electronic random selector such as “Shortstack Random Entry Picker” at the Start Point Homes head office.
  4. The draw for the winner will be done via a Facebook live feed and have a Facebook event page both will be utilised to promote any brand or offer within the Simonds Group Ltd.
  5. The promoter of the Competition is Start Point Homes (“Promoter”).
  6. The Competition commences at 12.01am 3rd January 2020 (“Commencing Date”) and closes at midnight 29th February 2020 (“Closing Date”).
  7. For the purposes of the Competition, an “Entry” is effected by ONLY the following:
    (a) by completing all questions on the “Win Your Rent for 1 Year” registration form on the Start Point Homes website at startpointhomes.com.au OR by entering a coupon at a Start Point Homes shopping centre pop-up and placing in the entry barrel or posting it to Start Point Homes within the Competition period; AND
    (b) by only submitting one entry per person.
  8. For the purposes of the Competition each Entrant, must:
    (a) be over the age of eighteen years;
    (b) be able to prove they are currently renting, living with parents or in another situation that does not include owning property assets;
    (c) be an Australian permanent resident or citizen OR a New Zealand citizen;
    (d) current Victorian resident;
    (e) be a first home buyer with no property assets OR a new home buyer with no property assets;
    (f) not be otherwise excluded from the Competition by reason of the terms of paragraph 9 of these Terms and Conditions.
  9. Entry is not open to:
    (a) Persons who qualify as employees of Start Point Homes, and their immediate families;
    (b) Any Person who may have worked on any aspects of this Competition on behalf of Start Point Homes and their immediate families, or any third party.
  10. The promoter accepts no responsibility for late entries or incomplete entry forms.
  11. If there is any doubt or dispute as to whether or not a person is an Entrant pursuant to clause 8, or is excluded by clause 9, the decision of the Promoter will be final and binding and no correspondence will be entered into.
  12. The drawn winning entry will be scrutinised by the Promoter after the drawing of the winner, and the Promoter reserves the right to exclude from the Competition any entry the Promoter considers does not meet the requirements of these Terms and Conditions. The decision of the Promoter is final and binding and no correspondence will be entered into.
  13. Should the drawn winner not meet the Competition criteria outlined in these terms and conditions then another entry will be selected until a winner that meets all criteria outlined in these terms and conditions is selected.
  14. The prize winner must provide suitable identification to the Promoters’ satisfaction to be entitled to claim any prize.
  15. The Promoter reserves the right to verify the validity of entries and to disqualify any entrant whom they feel may have manipulated the entry process or who submits an entry that is not in accordance with the Conditions of Entry.
  16. Entrants Information:
    (a) By entering the Competition you give Start Point Homes consent to use your personal information for further purposes and promotions.
    (b) All entries become the property of Start Point Homes.
    (c) All entries will be entered into a database and the entrants’ names and addresses may be used for future promotional, marketing and publicity purposes by Start Point Homes. Start Point Homes collects your personal information (PI) to contact you in relation to requests for further information.
    (d) Start Point Homes may, unless you advise otherwise, use the PI for future promotional and marketing activities. To be removed from its marketing database, please contact Start Point Homes via email at info@startpointhomes.com.au or write to Start Point Homes Level 1, 570 St Kilda Rd Melbourne 3004.
  17. If an entrant chooses to accept a prize, the Promoter reserves the right to use the entrant’s name and photograph for marketing and publicity purposes.
  18. Liability:
    (a) The Promoter will not be liable for any loss or damage whatsoever which is caused or attributed (including but not limited to direct or consequential loss), or for any personal injury suffered or sustained, as a result of taking or using any prize awarded, except for any liability which cannot be excluded by law.
    (b) The Promoter reserves the right to cancel the Competition at any time and without notice.
  19. Should the Promoter cancel the Competition the Promoter will:
    (a) advertise that the Competition has been cancelled by placing a notice on the Start Point Homes website www.startpointhomes.com.au;
    (b) promptly destroy all entries received; and
    (c) the personal information you have provided on the entry form will not be used in any manner whatsoever.
  20. Date and Place of Draw:
    The winner will be drawn at 4pm on 4th March 2020 at the Start Point Homes head office, level 1, 570 St Kilda Rd Melbourne 3004. The winner will be notified in writing (mail and email) of their win and be published on the Start Point Homes website for 28 days after the draw. The winner may also be published on other Simonds Homes media platforms.
  21. Start Point will pay the rent upfront as a lump sum to the winner within 14 business days after the winner’s validity has been verified.
  22. Any decision the Promoter makes with regards to the Competition is final, binding and no correspondence will be entered in to.
  23. Start Point Homes reserves the right to alter or amend the conditions associated with the Competition if considered necessary, without notice.
  24. Entry into this Competition is acceptance of these terms and conditions.

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